Direct Line: 321.292.9811 Seth Adams, FL Lic #W509583 744 North Dr A, Melbourne, FL 32934

LEGAL DISCLOSURE: Adams Restoration LLC is a private public insurance adjusting firm. Seth Adams is a State-Licensed Public Insurance Adjuster. We are not attorneys and do not provide legal advice. If you require legal counsel, you should consult with a licensed attorney. A Public Adjuster has a state-mandated fiduciary duty to the policyholder to prepare, file, and negotiate insurance claims—we do not work for, nor are we affiliated with, any insurance carrier.

Adams Restoration LLC is professionally appointed by and operates under the umbrella of Ask An Adjuster (askanadjuster.com), located at 744 North Dr A, Melbourne, FL 32934. Our services are provided exclusively on a contingency basis; if we do not recover additional funds for your claim, you owe us nothing. This website and its contents are a solicitation for business and constitute a paid advertisement.

NOTICE: FIRE & SMOKE DAMAGE HOME INSURANCE ASSISTANCE 

Is the insurance company only offering to 'clean' your walls? Fire damage isn't just about what’s charred; it’s about the acidic soot and smoke particulates that have compromised your HVAC system and permeated your insulation. While the carrier wants to pay for a coat of paint, we perform a forensic audit of the 'invisible' damage that affects your air quality and your home’s structural integrity. 

Most insurance claims are filed during a time of high stress, and it’s easy for important details to be overlooked. We step in to ensure your voice is heard. Our process isn't just about finding damage; it’s about correcting the record. We identify the specific line items and building codes that the insurance company’s adjuster may have missed, effectively reopening the conversation to secure the funds actually required for a proper repair. 

You handle the life of your home—let us handle the technical battle with the carrier. We take the weight of the negotiations off your shoulders, ensuring that the settlement you receive is based on the reality of the damage, not just the insurance company’s first estimate. 

Start your Free Inspection and Damage Report with the Chat Box Below

We bring the investigation to you—on your terms. To ensure no evidence is lost, we offer three ways to secure your claim audit today:

  • Virtual Photo Review: Send us high-resolution photos through the chat box for an immediate professional opinion.

  • Live Zoom Walkthrough: Walk us through your home via video call for a real-time damage assessment.

  • Full In-Person Inspection: For complex [PERIL] losses, we perform a forensic on-site audit in Melbourne, Daytona, and across Central Florida.

THEM (The Insurance Company)US - Ask An Adjuster (Seth Adams #W509583)
"It’s just cosmetic damage."Documentation of structural compromise and deep-tissue rot.
"Wait for a leak before filing."Immediate identification of uplift and voided warranties.
"Your claim is denied due to age."Scientific proof of sudden, accidental peril impacts.
"Take this quick settlement check."Comprehensive line-item report for full replacement value.
"We don't pay for that."Expert policy interpretation to maximize your recovery.
Silent for weeks on end.Real-time updates and aggressive claim management.

Start your Free Inspection and Damage Report with the Chat Box Below

A kitchen fire leaves more than just char — it leaves toxic smoke throughout your home. We provide a complete inspection of your property to ensure your insurance company pays for a full restoration, not just a surface cleaning.  

Free Damage Inspection: Virtual, Zoom or In - Person

Get Your Free Damage Report PDF  

What is a Florida Licensed Public Insurance Adjuster?

Your insurance company’s report isn't designed to help you—it’s designed to minimize their liability. It’s a dry, technical summary written by a company adjuster whose primary goal is to close your file for as little as possible.

Don't let them have the final word on your home.

Once we complete your inspection—whether via photo review, a live Zoom walkthrough, or an in-person audit—we create a Comprehensive PDF Damage Report designed exclusively for you.

This is not an estimate; it is a professional, visual-heavy documentation of your claim. We analyze your photos, define the damage in clear, actionable terms, and provide the expert recommendations you need to navigate this process with confidence. It serves as your roadmap, your leverage, and your peace of mind.

Florida Property Reports - March 2026

The Truth About Your Settlement  

The insurance company has a team of experts working to minimize your payout. Who is on your team? > We aren't just "inspectors"—we are financial advocates. Statistics show that policyholders who use a Public Adjuster receive significantly higher settlements than those who go it alone. We know the codes, we know the law, and we know exactly where the money is hidden in your policy.

Our Mission: To secure the maximum possible recovery for your home. We handle the stress, we handle the evidence, and we handle the negotiation.

No Recovery = No Fee. We are so confident in our ability to increase your settlement that if we don't bring you more money, you don't owe us a dime.

 

Don't let the insurance company have the final word. Click the chat box in the bottom corner of this screen right now. Send a photo of your damage, or simply type your zip code to get started. We are standing by to begin your Free Damage Inspection—Virtual or In-Person.

Advertorial

Smoke particulates can be hidden throughout your home’s infrastructure. We work to document these invisible losses with the goal of bringing you a significantly higher settlement for a total restoration. 

We take your existing claim, fix the technical errors, and work to secure a significantly higher settlement from your insurance company. Our goal is to ensure you aren't leaving your own money on the table. 

Unlike the "adjuster" the insurance carrier sends to your property, we do not work for them. We work exclusively for you with a state-mandated fiduciary duty to protect your home and your recovery.

Think of us as a private investigator for your property. We are non-attorney advocates who specialize in the expert preparation, filing, and negotiation of complex [PERIL] claims. Our goal is to fix the technical errors in your existing claim and work to secure a significantly higher settlement than what you can typically get on your own.

Ask An Adjuster is the largest public adjusting firm in the state of Florida. We are a professional team that ensures the structural reality of your damage is documented correctly, filed professionally, and negotiated with the goal of bringing you the true value of your loss.

www.askanadjuster.com

I’m Seth Adams. I’m not a lawyer or a corporate rep. I’m a local public adjuster, and my job is to make sure your insurance company sees the same damage I do. If they underpaid you or denied your claim, let’s talk.

sadams@floridapropertyreports.org

Fire Claims

Storm & Roof Claims

Household Claims

Plumbing Claims